A recent 2026 Gap Report from the National Low Income Housing Coalition (NLIHC) has brought clarity and urgency to housing challenges across the United States. It offers the most up‑to‑date picture of the widening gap between what households earn and what housing costs, and the solutions now required.

Federal housing reforms aim to cut development costs, streamline reviews, and expand financing, changes that could make homeownership more attainable in Gary.